Michigan Life & Health Insurance Guaranty Association
1640 Haslett Road, Suite 160 / Haslett, MI 48840-8683
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Frequently Asked Questions   Michigan Life & Health Insurance Guaranty Association
 
How can I find out if my company is licensed in Michigan?
Call the Office of Financial and Insurance Services at 877.999.6442. The department maintains complete and current records of all insurance companies licensed to do business in the state.

Although licensed in Michigan, policies issued by the following entities are not covered by MLHIGA: a nonprofit health care corporation (e.g., Blue Cross/Blue Shield), a health maintenance organization, a fraternal benefit society, a nonprofit dental care corporation (e.g., Delta Dental), a mandatory state pooling plan, a mutual assessment company or similar plan in which the policyholder is subject to future asessments, an insurance exchange, or an organization limited to the issuance of charitable gift annuities.
 
NOTE: This information is not intended as legal advice, and no liability is assumed in connection with its use. The applicable state guaranty association statute is the controlling authority, regardless of any information presented on this site. Users should seek advice from a qualified attorney and should not rely on this compilation when considering any questions relating to guaranty association coverage.
 
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