Michigan - Point Betsie Lighthouse

Michigan Life & Health Insurance Guaranty Association

Helping Michigan policyholders when they need it the most.

Welcome

The Michigan Life & Health Insurance Guaranty Association ("MLHIGA") is a nonprofit association of life and health insurance companies authorized to write life insurance, annuities or health insurance in the state of Michigan. The purpose of this association is to protect Michigan policyholders, within limits, in the unlikely event that a member insurer becomes financially unable to meet its obligations. If this should happen, MLHIGA will assess its other member insurance companies for the money to pay the covered claims of insured persons who live in Michigan and, in some cases, to keep coverage in force. If coverage is provided, it may be subject to limitations or exclusions. This protection is not a substitute for consumers' care in selecting companies that are well managed and financially stable.

Announcements

Rehabilitator Files for Liquidations of Penn Treaty & American Network Insurance Companies

On July 27, 2016, petitions were filed by the receiver in the Commonwealth Court of Pennsylvania seeking the liquidation of Penn Treaty Network America Insurance Company (Penn Treaty) and its wholly owned subsidiary, American Network Insurance Company (ANIC). Click here for a set of FAQs addressing the Penn Treaty/ANIC receiverships.