Michigan - Point Betsie Lighthouse

Michigan Life & Health Insurance Guaranty Association

Helping Michigan policyholders when they need it the most.

Welcome

The Michigan Life & Health Insurance Guaranty Association ("MLHIGA") is a nonprofit association of life and health insurance companies authorized to write life insurance, annuities or health insurance in the state of Michigan. The purpose of this association is to protect Michigan policyholders, within limits, in the unlikely event that a member insurer becomes financially unable to meet its obligations. If this should happen, MLHIGA will assess its other member insurance companies for the money to pay the covered claims of insured persons who live in Michigan and, in some cases, to keep coverage in force. If coverage is provided, it may be subject to limitations or exclusions. This protection is not a substitute for consumers' care in selecting companies that are well managed and financially stable.

Announcements

Information on the Executive Life of New York (ELNY) Receivership

For information on the Executive Life of New York (ELNY) receivership, please click here to visit a Web page with background information, a link to the ELNY receivership Web site, and other materials. The page is hosted by the National Organization of Life & Health Insurance Guaranty Associations (NOLHGA).